SOLUTIONS · SALES TOOL

Close More Policies. From Anywhere. On Any Device.

The End-to-End Digital Sales Platform Built Exclusively for Insurance Distribution

SymbioSys Sales Tool is the insurance industry’s most configurable digital Point-of-Sale platform. It empowers your agents, bancassurance partners, and brokers to manage the complete sales journey from Lead to e-Application submission, online or offline, on any device.

True Omnichannel transformation is a lot more than just a mobile app. It is about having one unified, configurable engine behind every channel touchpoint. This starts right from digital transformation of Sales Illustration and regulatory-controlled illustration outputs all the way to UW questionnaires, document requirements, underwriting rules, and eApp forms. SymbioSys Sales Tool delivers exactly that. It enables business users to configure products and rules without IT dependency. Empowers field agents to underwrite cases on the spot without connectivity. Insurers can launch new products across all channels in weeks. Proven at scale across 24 live deployments, 500,000+ active agents, and 800+ configured base products, SymbioSys Sales Tool is the benchmark for digital face-to-face selling in insurance.

Key Features

Purpose-built for insurance distribution, Sales Tool is configurable at launch, scalable at growth.

Launch in Weeks, Not Months

New products, channels, and distribution models go live at record speed. SymbioSys Sales Tool’s unified Product Configurator and Low Code–No Code architecture give your business teams full control over products, rules, and illustration models. No more IT bottlenecks, vendor dependency, or delays.

Onboard and Verify Faster with Built-In AI

Digitize the full agent and customer onboarding journey with guided workflows, built-in validations, and automated document capture. Production-grade AI does the heavy lifting: ID OCR extracts information from identity documents automatically, Image Matching and Liveliness Check confirm a genuine, present customer, and Signature Validation catches invalid signatures before submission. Get new producers selling in days, not weeks, and slash onboarding costs and errors.

Configure Without Tech Supportx

Product rules, UW questionnaires, document checklists, and eApp forms can all be configured and updated by your own business teams. No dependency on C2L BIZ or your IT department. When market conditions change, you instantly change with them.

Business Benefits

SymbioSys Sales Tool delivers measurable outcomes from day one. Reap rich benefits across every channel, market, and agent profile.

100% Reduction in NIGO Rates

Intelligent validations, reflexive UW questionnaires, and rules-based STP workflows eliminate incomplete submissions at the point of sale. AI-powered document extraction and identity verification keep application data clean at source. Get submissions right every time, across channels.

Sell Anytime, Anywhere, Even Offline

Full offline capability ensures your agents never lose a sale to poor connectivity. The complete sales journey — even field underwriting and e-Application submission — works in fully disconnected mode.

More Than 50% Improvement in Straight-Through Processing

Proven across live deployments in Asia and beyond. SymbioSys Sales Tool’s rules-driven automation consistently accelerates case processing and dramatically reduces manual intervention.

Accelerated Time to Market

Unified configuration across all sales journey touchpoints, right from illustration and underwriting to application. New products reach all your distribution channels in a single, coordinated launch cycle.

Turn Sales Activity into Actionable Intelligence

Every quotation, application, and field interaction becomes data your leaders can act on. Management dashboards surface sales performance across channels, agents, and products in real time, while AI-driven Early Lapse and Early Claims prediction flags quality-of-sale risk at the point of sale — so you write better business, not just more of it. Built on the SymbioSys data foundation, these insights give distribution leaders a clear, cross-channel view of what is working and where to intervene.

Why C2L BIZ as Your Transformation Partner?

Our team does not just implement software. Instead, we bring 19+ years of exclusive insurance domain expertise to every engagement. With 9 of the Global Top 30 Insurers as clients and successful deployments across 13 countries, we have navigated every distribution complexity your organization faces. Our expertise covers multi-line, multi-channel configurations to regulatory-controlled illustration mandates and complex bancassurance models. And with 7 AI/ML capabilities already live in production, not on a roadmap, we bring the intelligence layer that sits on top of a proven Digital Distribution Transformation foundation.

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1M+ Agents and Partners on SymbioSys Sales Tool globally

800+ Base Products configured across 24 live sites

100% reduction in NIGO rates achieved

7 AI/ML capabilities live in production

Available on AWS and Microsoft Azure

Integrations

SymbioSys Sales Tool connects seamlessly with your existing technology stack. Leverage the power of ready-built APIs and microservices architecture, with zero disruption to your core systems.

Policy Administration Systems

Bi-directional, real-time and batch integrations with all major PAS platforms, including Life Asia and Group Asia.

Payment Gateways

Seamless in-journey payment processing at the point of sale. Backed with full support for multiple payment methods and currencies.

Banking and Core Systems

Deep integration with Bancassurance partner systems, core banking infrastructure, and Finance GL. Ensures accurate, automated payouts, every time.

Document Management and AI-Powered eKYC

Native integrations with DMS platforms, e-signature, and eKYC providers, powered by an AI identity and document suite: ID OCR, Image Matching, Liveliness Check, and OCR data extraction from supporting forms. Unlocks fully paperless submissions with verified, high-quality data.