INTEGRATIONS

Intelligent Insurance Ecosystem Built for Scale

Connect across platforms, channels, and workflows, with AI-driven decisioning built into the insurance lifecycle.

Disconnected Systems Create Fragmented Experiences

Insurance runs on many applications, partners, and platforms. When these do not talk to each other, data is rekeyed between systems. Decisions wait on batch files. The customer gets a different experience on every channel. Integration cost then becomes the reason good ideas stall in the roadmap.

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Built for Seamless Ecosystem Connectivity

C2L BIZ’s solutions integrate with core insurance systems, third-party platforms, APIs, and digital ecosystems. The SymbioSys Suite is API-first, so connections are configured rather than custom-built. A new partner or service can be added without reopening the front-end journey.

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Our Integrations

Policy Administration Systems

Push issued cases straight into your PAS. Pull policy, premium, and status data back into the advisor journey.

Underwriting Engines

Call your existing rules engine or reinsurer engine from the point of sale. Return the decision to your advisor in the field.

Claims Systems

Share policy, beneficiary, and servicing data with your claims platform. Intimation and status are visible across channels.

CRM Platforms

Sync leads, activities, and pipeline both ways with Salesforce, Dynamics, and other CRMs. Advisors work in one place.

Payment Gateways

Collect first premium and renewals through your existing gateways. Mandate registration and reconciliation are handled in the journey.

Document Management Systems

Route captured documents, e-signed applications, and policy packs into your DMS. Metadata and retention rules stay intact.

KYC and Identity Registries

Verify customers and advisors against national identity, licensing, and KYC registries. Achieve these while onboarding rather than after it.

AML and Sanctions Screening

Screen applicants and payees against watchlists at capture. Route hits for review before a case moves forward.

Regulatory Reporting

Feed distribution, compensation, and Expense of Management data into statutory reporting. Optimize for IRDAI, Bank Negara Malaysia, and comparable regimes.

Aggregators and Marketplaces

Publish products and quotes to comparison platforms and marketplaces. Receive leads and applications back into the same pipeline.

Core Banking Systems

Bancassurance journeys inside the bank teller and relationship manager screens. All with customer data drawn from core banking.

Partner and Broker APIs

Expose quote, application, and commission APIs to brokers, agencies, and embedded partners. No need to build a portal for each.

Customer & Advisor Portals

Serve policy, compensation, and case status data to your existing portals and apps. No channel runs on stale information.

Communication Platforms

Trigger WhatsApp, SMS, email, and push notifications from journey events. Case in points include pending requirements or renewal due dates.

Analytics and BI Tools

Stream distribution, sales, and persistency data into Power BI, Tableau, or your data warehouse. Achieve reporting on your own terms.

Key Features

What connected systems deliver across the distribution and servicing lifecycle.

Faster onboarding and issuance
Reduced manual intervention
Real-time data exchange
Lower cost to add a partner

Embedded Intelligence Across the Insurance Lifecycle

C2L BIZ embeds AI across onboarding, underwriting, risk assessment, and distribution journeys. Each service runs inside the workflow. The advisor and the underwriter see the output on the screen they are already working in.

AI Integrations

ID OCR

Read identity documents at capture and automatically populate application fields. The advisor types less and mistypes nothing.

Image Matching

Match a live selfie against the identity document on file. Confirm that the applicant is who the paperwork says.

Liveliness Detection

Confirm a real person is present at capture rather than a photograph or a replayed video. Be ready before the application proceeds.

Document Classification

Sort uploaded files by type. Flag missing or illegible requirements at the point of capture rather than at issuance.

Medical Report Extraction

Pull structured values from lab reports and medical summaries. Pass them to underwriting without manual data entry.

Financial Document Parsing

Read income proofs, bank statements, and tax documents. Get comprehensive support for financial underwriting and affordability checks.

Risk Scoring

Score applications against historical portfolio data. Support straight-through decisions on clean cases and referral on the rest.

Fraud Detection

Flag anomalous patterns across applications, advisors, and payouts. Enable investigation before money moves.

Lapse Prediction

Identify policies that are likely to lapse. Route them to advisors for intervention while the policy is still in force.

Product Recommendation

Suggest products and riders that fit the customer’s need analysis and life stage. Right inside the illustration journey.

Next Best Action

Tell the advisor which customer to contact and why. Route action based on renewal dates, service events, and portfolio gaps.

Lead Scoring

Rank incoming leads by conversion likelihood. Ensure that field time goes to the cases most likely to close.

Key Features

What embedded AI changes in the numbers insurers report on.

Reduced NIGO rates
Faster underwriting decisions
Improved fraud prevention
Higher straight-through processing

FAQ's

C2L BIZ integrates with core insurance systems including policy administration, underwriting engines, and claims platforms. The SymbioSys Suite also features integration for CRM systems, payment gateways, document management systems, core banking, aggregators, KYC and AML services, and analytics tools. SymbioSys’ design is API-first, so integrations are configured rather than custom-built for each deployment.

SymbioSys connects to policy administration systems through APIs, message queues, or scheduled file exchange. The exact connection type depends on what the PAS supports. Issued cases pass into the PAS from the sales journey, and policy, premium, and status data flow back into advisor and customer screens. C2L BIZ has integrated with both modern API-based platforms and older systems across 100 plus implementations.

Yes. SymbioSys calls an insurer’s existing rules engine or a reinsurer engine from the point of sale and returns the decision to the advisor in the field. Insurers that prefer a single platform can use SymbioSys Auto Underwriting instead. This approach issues instant decisions on clean cases and routes referred cases to an underwriter workbench.

C2L BIZ offers AI services across four areas. Identity and verification covers ID OCR, image matching, and liveliness detection. Document intelligence covers classification, medical report extraction, and financial document parsing. Risk and prediction covers risk scoring, fraud detection, and lapse prediction. Intelligent recommendations covers product fit, next best action, and lead scoring.

Timelines depend on the target system and the insurer’s environment rather than on SymbioSys. Because the platform is API-first and configuration-led, most standard integrations are configured rather than coded. C2L BIZ’s clients have launched an entirely new channel, including its integrations, in under five days once the underlying connections are in place.

Yes. SymbioSys Sales Tool operates fully offline, including field underwriting, with business rules executing on the device. Calls to external services queue and complete when connectivity returns. An advisor is never blocked mid-journey waiting on a third-party response.

Data in transit is encrypted, access is role-based, and every exchange is logged for audit. SymbioSys is deployed as cloud SaaS on Microsoft Azure and Amazon Web Services or fully on-premises. Insurers with data residency obligations can keep processing within their own jurisdiction and infrastructure.

Yes. Integrations are configured at the platform layer rather than inside individual journeys. Adding a payment provider, a KYC service, or a distribution partner does not require rebuilding the advisor or customer experience. This allows business teams to launch new channels without an IT release.

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